INTER CITY FINANCIAL SERVICES - are one of the longest established specialist 'Whole Of Market' Mortgage Advisors in the country. We have been arranging mortgages countrwide for nearly 40 years!
Although our adminstrative offices are at 144 Walter Road Swansea SA1 5RW- the big grey building opposite the top of Page Street - we operate on a nationwide basis. In the current age of modern technology we very rarely see our clients and customers! Although we are delighted to welcome visitors at any time, over 90% of our business is conducted on line via the internet. Gone are the days when it was necessary to telephone a local bank or a buiding society and wait for an appointment with an Advisor.
If you need advice or information about ...
- a mortgage ... either as a first time, second or subsequent buyer
- a remortgage ... that is where you already have a mortgage (or hold the property deeds) but are looking for a better interest rate or product, or need additional cash for any purpose
- a secured loan ... where you are already a homeowner and a remortgage is not available for some reason (perhaps because of an expensive tie in with your existing lender)
Contact us now! Remember - because we are whole of market advisors we are not tied to any one morgtgage lender, nor do we have just a limited number of mortgage lenders available to us. Our task is to find the most suitable mortgage for you according to your specific circumstances and requirements.
- And if you want to discuss your requirements with someone who is a homeowner already and has been through the trauma of house hunting, finding the most suitable mortgage, and then facing all the difficulties of home ownership ............
THEN THIS IS CERTAINLY THE SITE FOR YOU!
To anyone who is a seasoned campaigner as far as mortgages are concerned this site might well be regarded as having information overload! There certainly is a mass of information on the site, but we have to cater for a great variety of readers - from those starting out on the property ladder and at a complete loss to know just what to do, where to start looking and how to go about finding their first mortgage, to many who have got themselves in a complete tangle as far as an existing mortgage is concerned, in addition to those who are just seeking a fresh mortgage having come out of a special product.. or want to reduce their outgoings by consolidating other credit - and much, much, more.
Some who visit this site may want to spend time going through some of the frequently asked questions (on the right hand side of this page) to consider further a particular aspect of mortgage matters. Others may have much experience in the mortgage field and just want our help to make sure they get the best available mortgage.
So whether you are at the ‘thinking about things' stage or have something specific in mind which you want to talk over, we are here to help.
And please bear in mind, that apart from exceptional or unusual circumstances we charge no fees at all for our services - all advice and action taken incurs no charge as we are remunerated by the lenders.
And remember - there are scores of lenders out there in the market place with many hundreds of individual products. Our task is to find the best one most suited to your particular circumstances and requirements via our extensive mortgage sourcing systems.
We cover any area in the country. If you are able to call into our office - fine, but by far the majority of our business is carried out on line these days. Whilst we are happy to discuss matters in person or over the 'phone, the whole mortgage transaction can be quite easily completed on line and by post.
Wether you are an existing homeowner seeking to move, employed or self employed,interested in a buy to let mortgage or remortgage, a first time buyer, seeking advice on shared ownership, equity release or a debt consolidation mortgage, we are the people who can help. Because we have been in the mortgage advisory business longer than most - nearly 40 years established (!) - we've got to know a bit about the business. And of course, all our advisors are homeowners themselves so can talk about mortgages from personal experience!
We can also deal with all aspects of mortgage protection to ensure that your payments are protected for all eventualities, such as loss of job or income, critical illness cover and worse.