Professional Advice

INTER CITY FINANCIAL SERVICES -are by far the longest  established specialised Independent Mortgage Advisors in Swansea and districts.  We charge no fees whatever! **

We are at 144 Walter Road Swansea  SA1 5RW- the big grey building opposite the top of Page Street!   Our telephone number is 01792 543500. 

If it's to do with mortgages or mortgage protection give us a call now - or send an e-mail to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

If you need advice or information about ...

  • a mortgage ... either as a first time, second or subsequent buyer
  • a remortgage ... that is where you already have a mortgage (or hold the property deeds) but are looking for a better interest rate or product, or need additional cash for any purpose
  • a secured loan ... where you are already a homeowner and a remortgage is not available for some reason (perhaps because of an expensive tie in with your existing lender)

Contact us now!  Remember -every lender,every product sourced to find YOU the most suitable arrangement according to your specific circumstances.  And all for free**

  • And if you want to discuss your requirements with someone who is a homeowner already and has been through the trauma of house hunting, finding the most suitable mortgage, and then facing all the difficulties of home ownership ............

THEN THIS IS CERTAINLY THE SITE FOR YOU!

To anyone who is a seasoned campaigner as far as mortgages are concerned this site might well be regarded as having information overload! There certainly is a mass of information on the site, but we have to cater for a great variety of readers - from those starting out on the property ladder and at a complete loss to know just what to do, where to start looking and how to go about finding their first mortgage, to many who have got themselves in a complete tangle as far as an existing mortgage is concerned, in addition to those who are just seeking a fresh mortgage having come out of a special product.. or want to reduce their outgoings by consolidating other credit - and much, much, more.

Some who visit this site may want to spend time going through some of the frequently asked questions (faq's ) to consider further a particular aspect of mortgage matters. Others may have much experience in the mortgage field and just want our help to make sure they get the best available mortgage.

So whether you are at the ‘thinking about things' stage or have something specific in mind which you want to talk over, we are here to help.

**And please bear in mind, that apart from exceptional or unusual circumstances we charge no fees at all for our services - all advice and action taken incurs no charge as we are remunerated by the lenders.

And remember - there are scores of lenders out there in the market place with many hundreds of individual products. Our task is to find the best one most suited to your particular circumstances and requirements via our extensive mortgage sourcing systems - and all for free! **

We cover any area in the country.  If you are able to call into our office - fine, but by far the majority of our business is carried out on line these days.  Whilst we are happy to discuss matters in person or over the 'phone, the whole mortgage transaction can be quite easily  completed on line and  by post.

Wether you are an existing homeowner seeking to move, employed or self employed,interested in a buy to let mortgage or remortgage, a first time buyer, seeking advice on shared ownership, equity release or a debt consolidation mortgage, we are the people who can help. Because we have been in the mortgage advisory business longer than most - nearly 40 years established (!) -  we've got to know a bit about the business.  And of course, all our advisors are homeowners themselves so can talk about mortgages from personal experience!

We can also deal with all aspects of mortgage protection to ensure that your payments are protected for all eventualities, such as loss of job or income, critical illness cover and worse.

 
 

Frequently asked questions
Short and sharp – what can you do for me and how?
Who needs a mortgage advisor anyway?
I'm clueless about mortgages - where do I start?
I'm thinking of buying a house - can you help?
I’m a first time buyer – can you advise me?
How much of a mortgage can I get?
What fees and costs are involved with house purchase?
Discounts, fixed, capped, cashbacks - what's all this about?
Bridging Finance?
Capital repayment or interest only - what is the difference?
I seem to have debts by the bucket load - any suggestions?
I've been turned down for a mortgage - can you help?
Can you tell me about shared ownership?
Can I buy a property without a deposit?
My credit file - what is it?
Mortgage protection - do I need it?
Can I still get a mortgage with a poor status record?
What is a remortgage and is it a good idea?
I'm self employed, how does this affect things?
What is a self certification mortgage?
What about commercial finance?
What are secured loans?
I'm retired with no mortgage and need extra income. Can you advise?
Can you tell me about buy to let mortgages?
Can you arrange mortgages for overseas property purchase?
What about buying at auction?
What is a key features illustration (kfi)?
Local Authority ‘right to buys’ - what are the issues?
online enquires
mortgage enquiry form
Calculator
credit report

Mortgages for all is a website of Inter City Finance. Regulated by the FSA. Registration No. 303602. Consumer Credit Licence No. 007619. Members of the Financial Industry Standards Association and the Corporation of Finance Brokers.

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage or any other loans secured on it.

Tel: 01792 543500

Fax: 01792 543501