If you are self employed with an accountant and able to produce three years certified accounts or agreed tax assessments, then your bottom line profit figure is used for calculating the amount of mortgage available etc in exactly the same way as an employed person.

 However, in these difficult times it is not every self employed person who can do that!

 Previously a self certifcation of income was the answer, but such mortgages have now gone by the board.

 Without proof of income it is difficult, but if you are a self employed person do not give up on obtaining a mortgage completely, as there are sometimes suggestions which we can make in such circumstances.

As always - speak to us about your particular circumstances and we will do our best to assist you.