What we do? PDF Print E-mail

house2.gif Quite simply, we arrange mortgages and re-mortgages. If appropriate we will suggest a secured loan as an alternative where, for one reason or another, a mortgage/re-mortgage is not available.

We are therefore in contact daily with a great variety of people. Young (or sometimes not so young) people starting out on the house purchase ladder and finding the experience a bit traumatic. Established homeowners who are moving property and who wonder whether there is an easier way to progress than the last time they were involved with a mortgage! Others who are either moving home or are looking to see if they can get a better arrangement than they have at the moment, or are seeking to reorganise their finances completely with a re-mortgage arrangement..

We spend a lot of time endeavouring to assist people who may have got themselves in a bit of a tangle finance wise. It's so easily done!

Credit has become a fact of life these days - it's so easily obtained and can be difficult to control. Many of those who come to us have got themselves in a bit of a mess financially for one reason or another, and it is a privilege to be of service in such cases. Indeed much of our time is spent in counselling and advising clients regarding their financial concerns, and many say they find it easier to talk to us about financial matters and problems generally rather than others ‘closer to home.'

 
 

Frequently asked questions
1. Short and sharp – what can you do for me and how?
2. I'm clueless about mortgages - where do I start?
3. Who needs a mortgage advisor anyway?
4. My product is ending. What do I do?
5. What is a key features illustration (kfi)?
6. What about debt management companies?
7. Excessive Bank charges - can I claim?
8. I'm thinking of buying a house - can you help?
9. I’m a first time buyer – can you advise me?
10. How much of a mortgage can I get?
11. What fees and costs are involved with house purchase?
12. Can I buy a property without a deposit?
13. Discounts, fixed, capped, cashbacks - what's all this about?
14. Capital repayment or interest only - what is the difference?
15. I'm retired with no mortgage and need extra income. Can you advise?
16. What is a self certification mortgage?
17. Can you tell me about shared ownership?
18. Local Authority ‘right to buys’ - what are the issues?
19. What about buying at auction?
20. I'm self employed, how does this affect things?
21. Can you tell me about buy to let mortgages?
22. What is a remortgage and is it a good idea?
23. I seem to have debts by the bucket load - any suggestions?
24. My credit file - what is it?
25. I've been turned down for a mortgage - can you help?
26. Can I still get a mortgage with a poor status record?
27. What are secured loans?
28. What about commercial finance?
29. Can you advise homeowners with mortgage or repayment problems?
30. Sale and Rent Back schemes
31. Bridging Finance?
32. Mortgage protection - do I need it?
33. Can you arrange mortgages for overseas property purchase?
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Mortgages for all is a website of Inter City Finance. Regulated by the FSA. Registration No. 303602. Consumer Credit Licence No. 007619. Members of the Financial Industry Standards Association and the Corporation of Finance Brokers.

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage or any other loans secured on it.

Tel: 01792 543500

Fax: 01792 543501